Axis Bank My Zone Credit Card
The Axis Bank My Zone Credit Card is an entry-level credit
card that offers a whole host of features and benefits. Some of these include
the following.
BOGO offer on movie tickets
The card offers a buy one gets one free offer on movie
tickets booked on the Zomato District App. The maximum discount is Rs. 200. The
offer can be availed once per month by applying the AXIS200 coupon code. The
movie transactions will not earn any reward points.
Instant discount on Swiggy
Food delivery orders through the Swiggy App will get a flat
discount of Rs. 120 on a minimum order of Rs. 500. The cardholder must use the
AXIS120 coupon code to avail of the discount. The offer is applicable twice a
month. The offer is not applicable to Haldiram’s Restaurants across India.
Discount on dining
Axis Bank offers the Dining Delights program for its debit
and credit cardholders via Eazy Diner. The My Zone credit cardholders get a 15%
discount at partner restaurants across India. The minimum order value must be
Rs. 2,500, and the maximum discount can be up to Rs. 500. The discount offer is
valid once per month.
Complimentary Sony LIV Premium annual subscription
The card offers a Sony LIV Premium annual subscription worth
Rs. 1,499 for free. You must make the first purchase within the first thirty
days of receiving the credit card. The eligible cardholders will receive the
voucher code through SMS on their registered mobile number within 45 days of
card issuance.
Cardholders can get the Sony LIV Premium annual subscription
every year by spending Rs. 1,50,000 in a card anniversary year. Rent and wallet
transactions are excluded from calculating the Rs. 1,50,000 spends. The annual
offer is applicable only on paid cards. The voucher code will be sent through
SMS to eligible customers within 60 days after the payment of the annual fees.
Complimentary domestic airport lounge access can be availed
of once in a calendar quarter. The complimentary access can be unlocked on
spending Rs. 50,000 using the card in the previous three months.
For a newly issued credit card, the Rs. 50,000 spend criteria
is waived for the month of card issuance and the following three calendar
months. The eligible spends for the previous three months can be checked
through net banking or the mobile banking app. The settlement date will be
considered, which can be different from the transaction date as it can take up
to five working days to settle transactions.
Discount on Ajio
Cardholders can get a discount of up to Rs. 1,000 on a
minimum purchase of Rs. 2,999 on Ajio. The offer is applicable on selected
merchandise accessed through a specified web link. The cardholder has to apply
the AJIOAXISMZ coupon code to avail of the discount.
Reward points
The card gives four Edge Rewards (reward points currency) for
every Rs. 200 spent. Transactions related to movies, fuel, insurance, wallet
loads, rent, utility bill payments, education, Government institutions, and
EMIs will not earn any Edge Rewards. The Edge Rewards can be redeemed through
the Edge Rewards catalogue. The value of each Edge Reward is Rs. 0.20 when
redeemed against gift vouchers of various brands like Flipkart, Amazon Pay,
etc.
Fuel surcharge waiver
The 1% fuel surcharge waiver is applicable for fuel
transactions between Rs. 400 and Rs. 4,000. The maximum waiver that can be
availed is up to Rs. 400 in a statement cycle. The waiver is applicable on fuel
transactions at all fuel stations across India. The waiver is not applicable on
the GST charged on the fuel surcharge.
From time to time, Axis Bank offers instant discounts on
various online and offline merchants for its debit and credit cardholders. For
example, usually, there is a 10% discount on Amazon Fresh and Big Basket in the
grocery category on Wednesdays. At times, there is a 10% discount on Myntra
during sale events in the fashion category.
Similarly, there are instant discount offers in various
categories from time to time with various online and offline merchants. The
Axis Bank My Zone Credit Card can be used to avail of these instant discount
offers and maximise the benefits.
Fees and eligibility
The Axis Bank My Zone Credit Card has a joining and annual
fee of Rs. 500 + Taxes. However, as a limited-time offer, the card is being
offered on a lifetime-free basis. So, there is no joining and annual fee if you
take the card during this limited time offer.
To be eligible, the individual should be between 18 to 70
years old. The applicant can be a resident Indian or an NRI. At the time of
application, the individual should submit a copy of their PAN, residential
proof, and income proof.
The Axis Bank My Zone Credit Card is an entry-level credit
card. It offers a whole host of features and benefits for a small annual fee of
Rs. 500 + Taxes. The reward points earned on the card are nothing much to talk
about. However, the major benefits of this card are the discount offers, like
the Zomato District monthly BOGO offer on movie tickets, the Rs. 120 discounts
on Swiggy food ordering twice a month, etc.
When used judiciously, the card delivers a lot of value
compared to the annual fee charged. However, as a limited-time offer, the card
is being offered on a lifetime-free basis. So, if you are a movie buff and
would like to enjoy a BOGO offer (discount up to Rs. 200) on your monthly dose
of movie entertainment, you may consider this card. Also, foodies, whether you
order from Swiggy (enjoy a Rs. 120 discount 2 times a month) or dine out
through Eazy Diner (enjoy a 15% discount once a month), can consider this card.
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